We collect the content and other personal information that may be used to identify you as an individual you provide when you use our Services, including when you request an insurance quote, apply for insurance, and sign up for an account. This can be personally identifiable information, health information, and information about property you own or lease. We also collect information about how you use our Services, such as the types of content you view or engage with or the frequency and duration of your activities. Depending on the nature of the Services provided by us to our customers, we may receive personal information either from you directly or from third party partners. We may receive personal information when you create an account on our Website, request information about our Services or products, submit an order for Services, sign up for any information about our Services, or provide information for the purposes of verification of your identity or fraud prevention purposes.
The personal information we may collect includes, but is not limited to: name, address, date of birth, phone number, email address, height, weight, social security number, vehicle details, personal and family health information, arrest records, credit score, properties you own or rent, and similar information about family members and dependents.
If you use our Services for purchases or financial transactions, we collect information about the purchase or transaction. This includes your payment information, such as your credit or debit card number and other card information, and other account and authentication information, as well as billing, mailing and contact details.
We collect information from or about the computers, phones, or other devices where you install or access our Services, depending on the permissions you've granted. We may associate the information we collect from your different devices, which helps us provide consistent Services across your devices.
This includes, but is not limited to: attributes such as the operating system, hardware version, device settings, file and software names and types, battery and signal strength, and device identifiers. Device locations, including specific geographic locations, such as through GPS, Bluetooth, or WiFi signals. Connection information such as the name of your mobile operator or ISP, browser type, language and time zone, mobile phone number and IP address.
We receive information about you and your activities on and off the site from third-party partners, such as information from a partner when we jointly offer services or from an advertiser about your experiences or interactions with them.
We collect information from tracking technology such as Cookies and Web Beacons. Cookies are small pieces of text used to store information on web browsers. Cookies are used to store and receive identifiers and other information on computers, phones, and other devices. Other technologies, including data we store on your web browser or device, identifiers associated with your device, and other software, are used for similar purposes. In this policy, we refer to all of these technologies as "cookies." Web Beacons are electronic files used to track your navigation on a website or collection of sites, the completion of transactions, submittal of applications and browsing behavior. We use these technologies to enhance your shopping experience. We may also use these and other technologies to re-identify you across multiple browsing sessions and devices (for instance, connecting your current browsing with a prior session in which you provided us your name). To opt out of any personalized advertising please send us an email at email@example.com. You can always turn off all cookies via your browser settings, however if you do so, some features of this Site might not function properly.
Provision of the Services; provide accurate product recommendations and quotes, help first-and-third-party underwriting; provide information for applications; provide or offer other insurance, financial and consumer products and services, possibly from third-parties; provide, maintain and improve customer service; customize and personalize your experience with the Services to your interests; develop and improve the Site and the Services; respond to your inquiries; re-identify you across multiple browsing sessions and devices; and communicate with you regarding your purchases or any other related topics. In addition, we may aggregate your information with our other user's information and use that information for benchmarking and analysis purposes.
By submitting your personal information either to us, you consent to the use of your personal information as set forth above, and to the transfer of that data to our partners or those individuals or entities we engage to provide Services in connection with your financial services inquiry.
Your prior written consent is required for any artificial voice or message to your residential phone or any artificial voice or prerecorded message or an automatic telephone dialing system to your mobile phone in each instance that offers or markets our products or Services to consumers or that have a telemarketing purpose. We may obtain your prior written consent when you opt-in to receive such phone calls (see our Terms & Conditions of Use); You may opt-out at any time. By submitting your information to lifeinsurance.net through the Site or the Services, you provide your affirmative consent that lifeinsurance.net and the third-party partners may collect, use, rent, share, or otherwise disclose any information submitted or collected through the Site or the Services and that lifeinsurance.net may disclose your contact information to the third-party partners.
Please contact us directly at firstname.lastname@example.org if you discover any issues.
In some circumstances, we may share your information with or sell your information to third parties such as insurance carriers, brokerages, and agents offering products and information made available to you through the Services in order to fulfill a product or service inquiry. This includes any parent companies, subsidiaries, joint ventures, or other companies under common control with us or other companies with which we have a business relationship. These companies may then contact you outside of the Service via automated dialer, SMS, or email, without your direct knowledge or a pre-set appointment, and may also share your information with or sell your information to other parties.
As we develop our businesses, we might sell or buy other's businesses or assets. In the event of a corporate sale, merger, reorganization, sale of assets, dissolution, or similar event, some or all of your personal information may be part of the transferred assets.
To the extent permitted by law, we may also disclose your personal information when required by law, valid court order or subpoena; to cooperate with law enforcement or other governmental investigations (without necessarily requiring the law enforcement or government agency requesting the information to formally serve us with a subpoena); when we believe it is needed for fraud protection and/or credit risk reduction; and/or whenever we believe that disclosing such information is necessary or advisable, for example, to protect the rights, property, or safety of us or others. We also reserve the right to report to such entities any activities that we believe to be unlawful. Any report of such activities will be made without prior notice to you, and you consent to such disclosure by us.
We will not use or share your personally identifiable information with others except those individuals or entities which have a business relationship with us.
We implement security measures to maintain the safety of your personal information when you enter or submit your personal information. We follow generally accepted industry standards to protect the information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, while we strive to protect your personal information and we make all commercially reasonable efforts to do so, we cannot guarantee the security of any information you transmit to us, and you provide such information at your own risk. Once we receive your personal information, we make our best efforts to ensure its security on our systems. You agree that ASSURANCE is not liable for any breach of security due to its actions or inactions, or those of any third party host.